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Ssflove20222

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How does my credit score decrease even though I pay everything off early? School loans are not due

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Look at the various factors.  Paying early is not a consideration.

Payment History is the biggest factor.  All that matters is whether your payments are on time or not.  That said, there are many other factors as well such as Amounts Owed, Length of Credit History, New Credit, Credit Mix, etc.  If your score is descreasing you need to look at your reports to determine why.

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