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Posted in Auto Insurance
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Surfergirl56

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how does car insurance affect my score
I have coverage for two cars

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Top Contributor
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It doesn't. Your credit scores can affect your insurance premium rates, but having car insurance has no affect on credit, it has nothing to do with credit. 

Top Contributor
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Is someone loaning you the money to pay for your insurance, and you are paying them monthly payments?  And do they report your payments to the credit agencies?  Know these two answers and you will know how your insurance affects your credit score, if either of the two answers is NO then it does not.

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