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nfra6789

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how does amex charge card effect score

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Without looking at your full credit report, I can't make a definitive answer, but assuming you are not already maxed out on your credit...

If you make your payments on time, any charge card, whether AMEX, MC, VISA, will boost your credit score.  You must also keep your balance below 30% of your limit, otherwise you can damage your credit.  Just don't let anything go past due, keep balance low and you will drive up your credit score.  Best of luck!

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