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JazminPerez

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How does a medical bill in collections affect my credit if i am trying to buy a car in Arizona?

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Because it shows, no matter where you live, that you are not responsible in paying your bills.

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Medical collections will impact your FICO score exactly like any other account in collections.  Lenders, however, are more willing to overlook a medical bill than a vehicle repossession.  They may still extend you a loan, but expect that collection account to still impact your rate.

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