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jojo2017

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How does a chapter 128 bankrupt affect your credit scores?
It was a promissory note to repay all the debt, which I did complete this plan in March of 2017

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Chapter 128 is a voluntary repayment plan under the rules of the state of Wisconsin so you got the debts paid,. That is very good.  Bankruptcy is a Federally regulated procedure that may relieve you of the legal obligation toi repay debt (Chapter 7) or is a structured settlement of the debt (Chapter 13). State programs are not addressed here.. 

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