Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Kagemonster

0 Contributions
0 People Helped
How do you stop these companies from selling and buying your accounts
I have one from 8 years ago and now it has restarted can i fight this

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1196 Contributions
1689 People Helped
Most Helpful Response

Helpful to 2 out of 2 people

Assuming it's collection accounts?

-

1). It can only be on your credit report for 7 years plus 180 days from Date Of First Delinquency, once outside of that date? They can no longer be on your report. It doesn't go by any other dates and it cannot be restarted no matter what you did or didn't do.

-

2), You need to determine if it still with-in the Statute Of Limitations of being sued in your State. If it's beyond the SOL and past the 7 1/2 year reportable period? You can simply ignore them or if you feel adventurous? Send them a cease and desist letter. However, you cannot stoping the debt from being brought and sold, unless of course it's paid.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.