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Casmith4988

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how do you remove someone's debt from your credit?
My boyfriend is a junior and a lot of his Dad's debt is on his report, such as bankruptcy. It is making it very difficult for us. What steps need to be taken to get all of his dad's things off of his credit report so that he can fix his score?

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Go to "Resources"

On the left side of this page, you'll find "Resources".  Scroll down to "Articles" then scroll through those to find an article on filing a dispute. 

Your boyfriend will have to assemble sufficient documentation to prove concretely that he is NOT his father and that likely may mean a copy of his birth certificate, and a copy of Social Security card which indicate that he is a JR.  He may have to be persistent in the attempt, and may want to highlight those facts on the copies.  He should also double check his credit reports to see what addresses and employers are reported and dispute those as well.  Keep up the disputes until all the facts are correct on his report. 

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