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bita1967

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how do you get something of yoyr credit report when youve already paid it in full

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ALL credit must be reported.

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That you have paid the account in full is good and will be reflected in your credit report for 7 years from the date of pay off as required under the Fair Credit Reporting Act, which is a federal regulation.  If you had such negatives as late payments on this account, they are just part of your credit history that cannot be removed, but must drop off in the regulated time.

Just make sure all accounts are paid as agreed, credit card usage is below 20% so you can reasonably pay them off every month, and check all three credit reports for errors once a year to make sure only the correct information is being reported.

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