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Chrisflex2012

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how do you get a paid collection off of your credit report once paid?
ENHANCED RECOVERY COMPANY $209


how do you get a paid collection off of your credit report once paid? Is it better to ask for a pay for delete letter from the collection agency or the original creditor. I have a direct tv collection for an early termination fee that i knew nothing about when I signed up.

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Direct TV sold the account to the collection agency when they couldn't get the money from you, so that agency is the one to pay.  Find out first the Statute of Limitations for collects for your state, since it varies.  If the account is close to the expiration date, you may be able to negotiate a "pay for delete" agreement with the collection agency but you must do this in writing and have their response in writing.  Offer half the balance owed.  They don't have to accept but, if you point out the benefit of accepting the offer, they just might.

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