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chinweobi

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How do you close a credit card without it negatively affecting my credit score?

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You don't. It will negatively affect your score, for a number of reasons, such as reducing the amount of credit you have available, changing the average age of your credit, [possibly] increasing your credit utilization percentage, etc. Is there a reason you don't want to simply let this account sit and do good things on your credit reports?

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