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jtjqmom

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How do you build your credit when you have a few small items on your report and have NO debt?
I want to improve my credit. I have few items on my report that are OLD. I have been a stay at home mom for years and just now got back into the work field. I can't get a credit card and I have a car loan that I have been paying on for 18 months (nothing late) I want to buy a home I just need to improve my score. I have about 5 months in my time line

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