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Question By
Jinglesnoel

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How do I take a credit card off?? It is no longer ever going to be used.

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Top Contributor
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So it seems you don't care about your Credit History  and your Credit Score going down when you close the account,  just look on the back of your credit card and call the customer service number.  

Top Contributor
110 Contributions
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You never want to close an open account. It will impact your average age of open credit lines and your total number of accounts. It is certainly OK to not use the card anymore but you never want to close a revolving account. 

I suggest you setup some small, monthly bill you are going to have to pay anyway (like Netflix, Cable bill, etc). This will keep the account in good standing, won't cost you anything since you would pay off the amount monthly with money already earmarked for whatever bill you put on it and make sure it keeps paying you dividends in the form of  Average Age of Credit LInes and Open Utilization. 

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