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chei

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how do I remove old reports

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Depends on how old is old and the nature of the accounts.  If they are derogatory marks and more than 7.5 years old, then you can dispute them with the credit bureaus reporting them.  BUT, if they are showing an excellent payment history, you do not want them removed since they are helping your credit score.  We DO want all the positive remarks we can get, right? RIGHT!!! 

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