Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
louis411

0 Contributions
0 People Helped
how do I remove cc I am not resposible for

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
60 Contributions
76 People Helped

louid411

The cc company is where I would start. 

Why do you think your name shouldnt be on it?

Do you have no idea what this is?, Or is this the result of a divorce or something and you want you name removed?

I would start with the cc company and see why your name is on it.  If this is a leftover from a divorce or something, then I think the only thing that can be done is to close the account.  If your name was ever legitimately on it, then you need to close it to remove your name.  That is what I went thru years ago.

There may be another way, but I have no idea what it would be.  I would ignore anything anyone tells you except the cc company and the credit bureaus.  Because thats all that really matters.

If your name never should have been on it in the first place, then that becomes a legal issue which you can start by inquiring with the cc company, but if you get nowhere with them, the next step is the courthouse.  If I were you I would run this down before it causes you more trouble.

Good luck and let me know how it goes.

Rich

Top Contributor
7351 Contributions
3807 People Helped

Check your credit reports!!!

Go to annualcreditreport.com and get copies of all three credit reports.  Look them over very carefully and, since errors are common on reports, file disputes on all WRONG information with the credit bureau reporting same.  They have to investigate and either verify or delete the disputed item.  Make this check up an annual routine.

Filing a lawsuit is expensive and should be avoided.  Courts are bogged down with too much frivolous junk as it is. Reason usually works better.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.