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jagraves10

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How do I pay the collectors for an open account in Collections?
I have no problem paying for the open account that is in collections but I DO NOT see or know how to contact Transunion so that I can get this issue resolved! PLEASE HELP!

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You do not pay Transunion, you pay the collection company listing the debt on your reports. Be aware that in most cases simply paying a collection account does not improve your credit score. What you want to do is offer the collection company a "pay for delete" this is when you get them to agree to remove the account in exchange for your payment. Do some research on "pay for delete agreements" "statute of limitations to be sued for a debt" "7 year credit reporting time period" "how to deal with collections"

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Slow down and educate yourself on this subject before proceeding in haste as you can make wrong moves very easily when you are unsure of the matter at hand. The debt collection company will be listed on your reports from the credit bureaus (the name of the company should be listed on here as well) if there is no contact information, start doing some Googling to find out some contact information for the company. (just make sure you contact the correct company when it comes time). Transunion, Equifax and Experian are the credit bureaus, you want to be aware of what is showing on all of them as the information between the three may be different.

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Once again, take your time with this matter, read as much as you can on the subject before proceeding.

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