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LacylE91

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how do i pay my debt if i do not know whom i owe?
cedit karma shows i owe $155. but doesn't say to whom or how to pay it

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Possibly not yours.  Go to annualcreditreport.com and get copies of all three credit reports.  File disputes on all wrong or "I don't know this one" items with the credit bureau showing it.  If the debt is one you recognize, the contact information should be on that credit report.

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