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autumnz

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How do I increase my score after the debt's paid off?
We're getting close to paying off all of our debts (again), and negative items will be falling off of our report (finally). We have no credit cards and no plans to obtain any. How can we increase our score after our report is tidied up?

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You need to get good credit, like a secured credit card or a credit builder loan from a credit union or bank.  Visit www.credit.about.com and learn more on how to build good credit and stay within budget.  Best of luck and contratulations!

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