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Question By
bbaldri

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how do i go about having a derogatory remark removed
I had an acount with citi financial that went in collection and even thou it has been payed for over a year there is still a remark of a court summons on my report

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Dispute it!

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With each of the Credit Bureaus: Experian, Equifax and Transunion.  Go to each of their websites and find the link for disputing errors.  Find the account on your online report and let them know that it was paid and the date that it happened.  It takes about 30 days for them to verify the account. Once that happens they will make the correction on your credit report.

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