Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
lac0514

0 Contributions
0 People Helped
how do I get things deleted off my credit report completely

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7362 Contributions
3808 People Helped

You need to read the articles here so you can understand how credit works, then you can learn what can be deleted and what time frame is required for that to happen.  Teaching how credit works is the focus of Credit Karma and they do it very well.  After you learn and apply these skills, which will benefit you the rest of your life, your credit score will grow as mine has.  

Top Contributor
935 Contributions
132 People Helped

The term is dispute to get things off of your credit report.   The dispute goes to the credit bureaus direclty.  You must write to each one seperately.   Disputes are usually for accounts past the 7 year mark,  debts which are not yours or are not proven to be yours.  You can also dispute disposition and amounts.   You can't just request items be removed without a valid reason.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.