Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Student Loans
Profile Image

Question By
semelbauerlk

0 Contributions
0 People Helped
How do I get the old SallieMae loans off of my credit score since it was moved to Navient?
It appears I have double the amount in student loans right now, but I do not since sallie mae moved my accounts to Navient.


How can I fix this?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-6 of 6Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
1 Contribution
12 People Helped

relief from salliemae loan

Helpful to 12 out of 20 people

I used a debt consolidation group it did not cost any money to do this im disabled with no means to pay off the loan he was able to send my salliemae loans through the board of education and they was able to clear my debt off my credit history but he was not able to do anything about my fed loans though but im working on that now ....Hope this helps a debt consolidation group can help you without a fee you just check them out until you find the one that will help  you out for no money the way he did it is he will take all your salliemae loans and put them together then send you some paper work for you to sign and mail back to him then he sends it to the board of education and your  loans will be gone for good, good luck on your search ...

Reply by
Niky717

1 Contribution
1 Person Helped
Helpful to 1 out of 1 people

What did you submit to the board of education? I am so overwhelmed with Sallie Mae! I have disputes pending by the credit bureau and a law firm helping me to get it off! It's closed and accruing interest and reported every two weeks!! It's horrible and it is the only bad thing on my credit report!! Please help!! 

1 Contribution
4 People Helped
Most Helpful Response

Helpful to 4 out of 4 people

It usually takes a couple of billing cycles to report an account is closed. Has the update been made on your account yet? It should have by now, mine have. If not, I would dispute the amount directly with the credit bureaus and ask to mark them as closed. 

1 Contribution
0 People Helped

File bankruptsy on them, they just want you to think you cant file on student loans when actually you can.

1 Contribution
0 People Helped

Sallie Mae

I was recently told that you have to call Sallie Mae/Navient and ask them to take your negative score off your credit report.  They will not do it automatically.  And they will only do this once you have completed a rehabilitation or some other type of repayment program.  I am on temporary disability (so I will not qualify for full discharge).  In my experience, as long as you stay in contact with Sallie Mae, they will work with you on your options.

1 Contribution
0 People Helped

Bureau Disputes

I have had some luck and to some degree by simply continuing to submit disputes with the CB's. Some have gone away, while others have been resolute such as USA. Keep at it. I am currently working directly with the company's Navient, Dept Of ED, Dept of ED/Sallie Mae, and USA Funds. I have one year left and everything else is stellar except these. I am hoping they will be forgiving based on the short time and my disabilities.

1 Contribution
0 People Helped

Students loans

Helpful to 0 out of 1 people

I had filed a disability discharge to have my loans discharged and there still showing up on my credit report and this is like the third time I sent in the loan discharge papers certified and still waiting to find out what they plan on doing since I had my doctor sign stating I can't work due to certain limitTions preventing me from obtaining work

Results 1-6 of 6Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.