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Posted in Mortgage
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Question By
Diarie

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0 People Helped
How do I get something on my credit review that is not true- taken off without paying money?
A mortgage in 2011 or 2012

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Top Contributor
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First you need copies of all three credit reports and you can get them at annualcreditreport.com.  After looking them over thoroughly, you may dispute each piece of WRONG information with the credit bureau(s) showing it.  You may do this online (each bureau has their own site) or via mail, but NEVER by phone call.

Top Contributor
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Write a letter to the credit bureaus reporting the untrue account and explain why you feel that what they are reporting is not accurate.  Please include proof as to why you feel that it is not true.  Send a copy of you driver's liscense and SS card for faster processing. It should take no more than 30 days from the time the bureaus received the letter to give you a response and update your credit file....

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