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willieharris303

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how do i get something off my credit that is not mine
i just check my credit report and it is something on there from D U THAT IS NOT ME never went to DU

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Dispute the item either online or over the phone with the credit bureau. Tell them the debt is not yours and when it fails to verify it will be removed from your credit report. The timeframe is uaually 30 days. Good luck!

Top Contributor
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Write letters, don't dispute online because you give up a lot of your rights.  Send letters to all three bureaus along with proof of your identity (they won't do anything without that).  Best of luck.

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