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How do I get rid of a creditor if I paid them already
They are saying unpaid and still on credit report

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Top Contributor
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The account will appear on your

Report for 7 years, as part of your credit history. Although it should show as paid.  When did you pay them?  It can take several weeks for the payment to actually show up on your report.

For example, I paid off a loan in January. Here it is April and the account still shows as open and they haven't reported the last payment.  Credit reporting is slow moving at best.  Patience is the best advice i can give. 

Good luck 

Top Contributor
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1444 People Helped

Dispute the account with the credit bureaus ONLY if the account is a negative account. Dispute it for incorrect information and hope the entire account gets removed rather than corrected.

Now, if the account was closed in good standing (or should be at least) DO NOT absolutely DO NOT dispute it as you would not want the entire account getting deleted as that would hurt your credit, If the account is positive, give it a little more time to change and if it doesn't very politely contact the lender and ask them to update the balance to zero.

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