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openhearted

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how do I get my home morgage back on the report

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Reaffirm your Mortgage if you can?

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You can try to REAFFIRM your Mortgage with your lender .

The other option I think is to refinance.

But only after you've waited 3 years after the bk is closed.

Then when the lender is asking you the question ? HAVE YOU FILED FOR BANKRUPTCY IN THE LAST 3 YEARS. YOU CAN SAY NO.

And hopfully get a lower rate and terms. Good Luck

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