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CMFILIPPONE

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How do I get in touch with creditor SYNCB/YAMAHA?
Want to settle account and close it. There is no contact info on the account as it is listed on CK.

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you did not look too hard.

Googled it and found 

Yamaha Card Customer Relations 

(800) 252-5265 

Yamaha Installment Customer Relations

(877) 314-1507

Same information should have been on all the paper work that you signed when you took out the loan.

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Sounds like Synchrony Bank, you would have to do some Googling to find out. Make sure that you read about "Pay for Delete Agreements" although I doubt you would get one there. Make sure that you read about "Credit reporting time period, seven years for most negative accounts" "statute of limitations to be sued for debt in your state" etc. Do some reading on what happens when you pay old accounts and what the outcomes are.

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