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Thumbtom

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How do I get accounts that are 7yr are older my account ?

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Assuming that account contains derogatory mark and the mark is 7 years old, not from when the account was opened? Call Credit Bureaus, they should able to remove the mark (late payments) on the spot but the account itself might remain on your report even if it's been closed, if its in collection/charge-offs? Then that account would be removed, again it's 7 years (technically it's 7 1/2 years) from when the bad mark happened.

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If that account was closed in good standing? Then it can remain on your report for 10 years from when it's closed. I personally would NOT remove any positive closed accounts.

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