Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
trekee80sgirl

0 Contributions
0 People Helped
How do I get a loan placed by a fraud removed from my report?
The bank stopped the loan from even going through because I noticed an email about a loan, that I didn't take out. It was a week later I found out I was victim of Identity theft and fraud.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3672 People Helped

Contact your bank

if indeed it was fraud, they should work with you to have it removed from your credit report. Be sure to ask to have the inquiry removed as well. 

Follow up with a letter to one of the credit bureaus explaing that you were a victim of fraud ans have a fraud alert put on your credit report. 

Your lucky to have caught this before the loan was made, But you should have a "credit freeze" put on your credit report so that the credit bureau will not allow a loan or credit card to be processed with out your first contacting them.  Google it for more info on how to go about it. 

Good Luck 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.