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Keifer28

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how do I get a 0 credit score
We had a short sale on our home Dec 2010. That is our only late payments, required to get the bank to work with us. We have no credit cards. We owe nothing. Why do we still have a credit score at all? We are wanting a score of 0. How much longer will it be for our score to drop off the rating system?

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10 years from when you had the shot sale.    

As it seems you don't want credit, credit scores etc then don't worry about it.  Stick to using your debit card and cash.    

This will come back to bite you in the long run,  been there, done that..    

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You do NOT want a 0 credit score!!!!

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That would mean you have no ability at all to get a credit card or buy a car on time, or buy a house.  The higher your credit score, the better your life can be.  Please read the articles on this site so you can learn how credit works and how to build a good credit score.  Education in this is the purpose of Credit Karma.

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