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Chasenyaface

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How do I found out which collector I pay.

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Before attempting to pay any debt collectors make sure that you do some thorough reading on how to handle them. As far as which collector to pay, I really don't understand your question, so please ask again and be a little more specific. Things you should know are: getting collections marked as paid do nothing to help your credit scores, but can prevent you from being sued if the debt is within the "Statute of Limitations" in your state to be sued for. The "Statute of Limitations" in most states is much shorter that the seven year credit reporting time period for most negative accounts. To benefit your credit by paying collection accounts you need to get a "Pay for Delete Agreement" so the collection is removed from your reports in exchange for your payment.

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Do some reading on the following:

"Statute of Limitations to be sued for debt in your state"

"seven year credit reporting time period"

"pay for delete agreements"

"paying old collections"

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