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soxsonsoxs241

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How do I find the original creditors contact information?
The information listed on the report is that of the collector. So how can I easily find out where the debt is actually from?

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Go to annualcreditreport.com to get copies of the reports from all three credit bureaus.  Those will show your credit history for the past 7-10 years and should have all the information on all credit accounts you have. You can get these credit reports for free once a year and should check them every year to make sure only correct information is being reported.

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You could send the debt collector a "debt validation letter". Be careful in what you say to a debt collector. You should spend a little time reading about this before taking any actions. You might also try contacting the credit bureaus and asking them what the collection account is for, I am not sure if they would know or not.

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