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MikeyD0509

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How do I establish credit if I have none?
I have never had a credit card and my only on going debt was for my phone service 8 years ago. How do I establish new credit? I don't even show up on Credit Karma.

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Start reading all that you can about credit. Get a Secured credit card from a lender that reports to all three credit bureaus and then build your accounts from there. Capital One may be a lender to get a Secured card with.

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