Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
itsnickbee

1 Contribution
0 People Helped
How do I establish credit?
I have no credit at all, and i have no clue how to get started. I have applied at numerous places for credit cards, as well as at my bank for a load. No one will help me. So im lost.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
1 Contribution
0 People Helped

Edit**

I have applied at my bank for a LOAN***

Top Contributor
7031 Contributions
1382 People Helped

Your first and most important step is to read all that you can find on credit, how it works, how to use it, how to win at the game. Then you will find out that you need to start out with a Secured credit card that is reported to all three credit bureaus and then you will build from there. STOP applying for credit until you get an understanding of all of this, you are only causing yourself harm by applying wildly.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.