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timpurry

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How do i earn credit when im ony 19?

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Top Contributor
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First, it would help to leartn how credit works and the articles here will help. You can start building credit with a secured credit card which is also explained  here. From there, you build more credit.  Take your time and use credit wisely.so you don't end up in financial trouble.

Top Contributor
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Research "authorized user"

Maybe your parents can add you as an authorized user on their credit card accounts. This way, the information that the creditor of that particular account reports to the credit bureau will be reflected on your credit report as well. I'm not sure if this is always the case, but you can google it.

Top Contributor
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The first thing that you need to do is to start reading all that you can about credit. There is a wealth of info on this site and all over the internet. You can't play the game to far if you don't now the rules. Once you get a good understanding of credit, how it works, how to build it, how to use it, etc. get yourself a Secured credit card that is reported to all three credit bureaus to get started.

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