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educatedmom

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How do I dispute a late payment?

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thank you

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can you provide the names of the 3 bureaus I would have to write my dispute.  HSN has reported me as late pymt, when the item was returned with less than the 30 days cancelling any pymt.

Thanks to them ny score dropped 24 points

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Write letters to the creditor and all three bureaus, provide proof that your payment was not late (bank statement or cancelled check).  Be persistent but polite, it may take 2-3 attempts to get it corrected.  Best of luck!

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