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GillyCrystal

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How do I close an old CC that I nvr use now and charges me monthly w/o hurtting my credit?

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Top Contributor
7376 Contributions
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Your choice.

I don't like fees, either.  If this is your only credit card, you may wish to get a no-fee card to replace it before closing the account.  If you already have some decent cards, make sure the accounts are paid in full and the cards are used periodically to keep them active, then close the account.  You might take a hit for a short while, but the money savings will make up for it.

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