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Question By
rjm0928

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how do I add creditors who have not reported my good credit to my reports?

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Creditors do not  all report to the same credit bureaus, and that is their choice.  Since the credit scores you see here are strictly for educational purposes and are not reported elsewhere, you do not need to worry about who is on these credit reports.  The articles here go into better detail,so please take the time to read them.

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"you do not need to worry about who is on these credit reports" WRONG

​While the credit scores on here are basically useless in the real world, the information on the Transunion and Equifax reports is useful and the information is something to be concerned about as this information comes from your actual credit reports.

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To the OP, you cannot add accounts to your credit reports. jw was correct on saying that not all lenders report to the credit bureaus and that is probably why you don't see the accounts. They may have reported to Experian though, which is not given on Credit Karma, so you could check that out.

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