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Confused1980

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How come TransUnion went up 52pts but Equifax went down 12pts
There are no differences between the reports. the update for both was 2 Derogatory marks removed, credit card balance increased by $334 and at 24% utilization. Trying to figure out how to make both go up and not one up and the other down.

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Get your credit card utilization to under 10%.  If you have more than one card, only carry a balance on one.  If you keep your utilization low, you should start seeing an increase in your score.  But understand that you credit cards are only going to report to the CAs once a month, shortly after a statement cuts.

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