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jfreakofkorn

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How come my score is 630 and when it was 658.....? what made it go down like that .....???
I fixed my credit and it was stable at 658. I got a credit card and after that , it went down....Why is that ...?? All the bill have been paid on time....

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MY CREDIT SCORE CHANGED FROM 668 TO 642

I HAVE BEEN PAYING MORE ON MY CREDIT CARDS TRYING TO ZERO SOME OF THEM OUT, HOWEVER I DID REFI MY HOME TO LOWER INTEREST RATES AND LOWER PAYMENT WOULD THIS HAVE LOWERED MY CREDIT SCORE? 

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