Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
cuzinlox

0 Contributions
0 People Helped
How come my credit scores are jumping from week to week?
I have seen both the Transunion and Experian scores drop over 100 points one week and then jump back up over 100 points the next. They do it on different weeks. And I have done nothing to affect my credit scores - there are no inquiries and/or added/deleted items in my reports. One score will be over 700 and the other will hover around 600. Then in a week or two they will both be over 700. Then in another week or two, the other will will drop to around 600. What the heck is going on with this site?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
988 Contributions
550 People Helped

To determine the cause(s) of any scoring change you have to carefully review reports from before and after the change.  You cannot simply assume that you are not doing anything.  Your scores are not based just on inquiries or just additions and deletions.  Take a look that the different factors and their relative weights when looking at your report data.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.