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howie0057

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How come I can't get a personal loan

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Top Contributor
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We can't see your information so the responses may just be generic. If any accounts show late payments or having gone into collections, that will hold you back.  If there are student loans that are not being regularly paid on, those will hurt.  If there are any foreclosures, repossessions or bankruptcies, they are not good marks either.  If you have not had any credit accounts at all, that will hurt.  You have to build a credit history in order to obtain credit.  If you haven't already read the articles on this site, I suggest you do so since they very clearly explain how credit works and how to build a good credit score.  These are skills not taught in schools but they are essential in this economy.  I learned a lot.....and I have a degree in accounting.

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