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Shawney41

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How close is my credit score with what i am seeing here

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Now what credit score are you talking about as you have many and when I say many that is upwards of 50+ different credit scores.

what you see here could be +/- upto 150 points on what your FICO score is for TransUnion.  

There are Different Credit Score Models and what you see here on Credit Karma are just 4 different ones ( and we don't even know the version of the model being used ) When you go to apply for a Credit/Loan account we have no idea what Credit Score Model they are using or who they are getting the Score from as it could be from Transunion, Experian or Equifax or all three.

What you see here are a Guide as to what is happening with your credit score,  The scores are not to be used  for getting a Car Loan or Home Mortgage or Credit Cards they are only to guide you that your Credit is doing Good or Poorly.

If you want to know what your FICO score is then you will have to pay for it at   myFico ( dot ) com

Hope that helps out.

Happy Holidays.

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Credit Karma is showing you your score from one of the 3 major credit bureaus (Transunion). How close that is to your FICO score and score for the other 2 bureaus (Experian and Equifax) depends on which of your creditors were reporting to which bureaus. Pull your full credit report from all 3 major bureaus to see how close your TU score is to the others.

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