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KP91

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How can I tell the best store cards to apply for (i.e. Macy's, Neiman's, Pier1?) & the approval odds

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This isn't what you asked but, the best store card is the one you never applied. Sure, store card might be easier to obtain but it offers little to no long term value, many people end up close them year or two down the road. Rather use the same scoring ding on the major credit cards, Visa, M/C, AmEx or Discovers. Having multiple store  charge cards might have negative effect on your insurances premium, Google Lexisnexis reason codes.

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Please do your credit profile a favor, do not relying on Credit Karma's recommendations and approval odds, those are more or less a marketing schemes. The saying of ... even the broken clock gets time right twice a day, do apply to its approval odds.

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I agree 100% with everything that Johnny had to say. Let me add, if you want to build credit, get a Secured credit card that is reported to all three credit bureaus and go from there.

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