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Posted in Paying Your Bills
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60yrsold

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how can i take care of these and find them and pay a low payment montly?

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is there not a way to do this

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Are you talking about bills listed on your credit report?  Be smart and find out what is actually on all 3 credit reports (something you should do every year) and get rid of the all-too-common errors.

First, go to annualcreditreport.com and get copies of all 3 credit reports.  Look them over thoroughly and file disputes on all items you know or strongly suspect are not yours with the credit bureau reporting them.  They have to investigate and either verify or delete the disputed items.

You should know who you owe money to because you should be getting bills and/or phone calls on them.  Just because they show up on your credit report does not necessarily mean you owe money to that company.  Why pay someone else's bills for them just because they show on your report?  Check it out.  Pay your bills as agreed, keep your credit card usage below 20% and strive to pay the cards in full every month, and you'll do fine.

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