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mflores110

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How can I remove bad credit
I have a credit card that went to collections as well as my student loans. What is the best way to repair my cedit

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The best way is to get to work on paying everything off.  You may (depending on the age of the collection account be able to negotiate a pay for delete agreement.  Do this in writing.  The student loans have to be paid, will not fall off after 7 years and cannot be discharged in bankruptcy. You might be able to get an income based repayment but that has to be done through your loan servicer.

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