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tthite

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how can i remove a repo from my report if it has reached its SOL
I have a repo from 2012 that I believe is closed. The SOL in Texas is 4years, Is it possible to get this removed from my credit report?

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Statute Of Limitations are generally referring to the length of time creditor can take "legal" action against you, and its independently from reportable length, which are usualy 7 years from when it happened, collections can last up to 7 1/2 years from Date Of Delinquency. You can always call each Credit Bureaus, they will tel you when it's due to be removed from their report.

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When this is removed from your credit report will be on the report, so you can see that when you do your annual credit check as recommended in the articles here.

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