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JustAddWine

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How can I rebuild credit after bankruptcy?

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Rebuilding

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1. Capital One Secured (Credit limit increase after 5 months)

2.Capital One Quicksilver ( credit limit increase after 5 months)

3. Kohls Charge Card ( also owned by capital one)     ONLY APPLY FOR THESE you will get turned down for all other credit unless its secured and if secured to capital one or a credit union.

Order your credit report from annual credit report.com dispiute any and all errors, if errors are found this can BOOST your report FAST. 

if you get a card keep them at 30% or below the limit.. ( 300 credit limit times .30 = what you can spend... DONT PAY THE BALANCE OFF EACE MONTH leave $5 or $10 on the account REVOLVING each month.. paying them off makes it look as if you cant handle your money and impulsed bought..

There is a trick from what ive heard that works its called the round robin effect.. apply for a unsecured card Capital one quicksilver take a cash advance and get a secured card then get a cash advance and get another secured card, line 3 of them up them pay them down to the 30% mark and watch the score boost, mind you your score will drop a few point from inquiries but keep them all in good standing for a couple months and watch it go up...

GOOD LUCK

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