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how can i raise my score from 523 to 680
I just purchased a car and made my first payment in June 2013 on time and its coming directly out of my bank accout. Also I had a error on my credit report that a letter was submitted to me that it was deleted and removed, but I still see it on here and now my score went from 577 to 523 How can I get my score up to or close to 700 by the end of the year or next year?

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