Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Mowkey

0 Contributions
0 People Helped
How can I raise my credit score?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
12 Contributions
4 People Helped

It depends on WHY your score is low

Multiple factors effect your credit score (see your credit report). Credit history, payment history, credit utilization, inquiries, deliquencies, collections to name a few. Work on whatever is on your credit report.

Personally, I was able to raise my credit score by 120 pts in 45 days just from opening a credit card. This worked in my situation because prior to that I had no open accounts. It has been said that "no credit it worse than bad credit"; I think they were referring to accounts.

See this article. It gives step-by-step instructions which I intend to follow. The website is "touchnickel"  dot com. The article names is"Your credit score 550 to 750 in twelve months"

https://toughnickel.com/personal-finance/Your-Credit-Score-550-to-750-in-Twelve-Months

Hope this helps

Top Contributor
10843 Contributions
4391 People Helped

Take the time to read the articles here so you will know how to do that.  Worked very well for me.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.