Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Collegekidinneed

0 Contributions
0 People Helped
How can I raise my Credit Score?
I am a recent college graduate and am realizing the mistake I made my Junior year by putting off my credit card payment until now. I am trying to raise my credit score but am not sure where to start. I am currently in the process of trying to buy a car with payments and am trying to figure out the effect this will have on that process. What are the best ways to raise my credit score quickly and effectively?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1134 People Helped

First thing, put off financing a car until you get your credit built up, so for now, find a cheap beater car to get you by for a year. As far as improving your credit it starts with extensive reading about all aspects of credit, you need knowledge first before anything. You need to see what you can do about removing any negative information on your credit reports, you need to get open accounts in good standing that are reported to the credit bureaus, you may need to get a Secured credit card to get started.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.