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how can i pay my maxed-out credit card so it doesn't hurt my credit score?
i have three cards with limits 6000 , 1500 , and 500. the 6000 dollar card is maxed out (gave to me maxed-out). card utilization is $6150/$8000 or 77% i have seen a Drop in my score by 50+

i need help ASAP thanks

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